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The Smarter Way to Borrow

Your Path to Homeownership Starts Here

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Your Trusted Mortgage Partner

Welcome to Empower Lending

At Empower Lending, we’re more than mortgage brokers — we’re your partners in one of life’s biggest decisions. With deep local knowledge and a commitment to personalized service, we help you find the right loan at the best rate. Whether you’re buying your first home, upgrading, refinancing, or consolidating debt, we’re here to guide you with honesty and care. Let’s build a lasting relationship and turn your goals into reality.

Thinking About Buying a Property?

Get a free same-day preapproval, personalized rate quote, or a second opinion to make sure you're getting the best loan terms and expert guidance. We offer solutions customized specifically for you.

Start Pre-approval

Considering A Refinance?

Unlock a lower rate, access cash, or upgrade to a better mortgage. Let our expertise help you maximize your benefits with ease and confidence.

Refinance Now

Need To Tap Into Your Equity Without Refinancing?

Whether it's your primary home, a rental, or a vacation property, we provide seamless options to access your equity—no traditional refinancing required.

Access Equity

What's Your Payment ?

Smart way to calculate your finances
Smart Calculator
$620,000
$124,000
3.5% $21,700
5% $31,000
10% $62,000
20% $124,000
6.5 %
30 years
10 years
15 years
20 years
25 years
30 years

Tax & Insurance

$12,400
$5,580

PMI NOT REQUIRED

700-719

Monthly Payment

$4,633
  • Principal & Interest $3,135
  • Property Tax $1,033
  • Home Insurance $465
  • PMI not required

Loan

$496,000
  • Purchase Price $620,000
  • Down Payment $124,000
  • Base Loan Amount $496,000
  • Total Payments $1,128,622

Get to Know About Today's Rates

Daily Updated Mortgage Rates

Trusted Company

Why Choose Us?

At Empower Lending, we combine expert service with a streamlined process to make your financial journey simple and stress-free. Our experienced team is here to support you with honest advice, minimal documentation, and fast approvals. Every step we take is focused on helping you achieve your goals with care, clarity, and commitment.

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